YOU HAVE CHOICES!
From the lowest Flood Insurance premiums in the Industry, to the most comprehensive coverages.You have choices!
Every Private Market we offer is Lender approved and meets all requirements imposed by the Government’s National Flood Insurance Program.
Service and Convenience
Our position as the Flood Insurance Industry leader has been built on the idea of putting our customers first
- We believe response is everything and when you call FloodSmart Insurance a real person will answer the phone. Our voicemail service is a tool of last resort and will only kick in if everyone is on the other lines or it is after hours.
- All our customer service representatives have the practical skills and knowledge to help answer your questions.
- We are amazingly convenient. You are always just one click or one call away to speaking directly with a Flood Insurance Agent.
- At FloodSmart Insurance your policy is under constant review for the “almost daily” changes in mapping and regulations imposed by the Federal Government.
- FloodSmart’s commitment to service is truly the benchmark in the Flood Insurance Industry.
Residential Flood Insurance
Homeowners
As a Homeowner, it’s important to insure your home and its contents. Depending on your property location, your home is either considered at high-risk or at moderate-to-low risk for a flood. Your insurance premium will vary accordingly.
Condo Owner
If you own a Condominium unit, it is a good idea to purchase both building and contents coverage. This policy would cover you in the event your Condo Association does not have a Master Flood Insurance policy.
Renters
If you are a tenant, it is wise to insure your contents. The policy premium will be based on several factors including the flood risk of the building that you occupy.
Commercial Flood Insurance
Business Property
As a business owner, you know that protecting your building and your contents is vital to its survival. Your business is either in a high-risk or moderate-to-low risk area and insurance premiums vary accordingly.
Business Contents
Content’s coverage can be required by your bank or mortgage company if items stored inside are used as collateral for your loan.
What’s Covered?
Flood insurance policies can cover physical damage to your property and contents. This includes maintenance equipment like a furnace, water heater, etc.